Travel + Finance Update: June + July 2012

 

Where was I in June?

  • Seattle, WA: 6/1-6/11
  • White Salmon, WA: 6/12-6/13
  • Cottage Grove, OR: 6/14-6/30

 

TRAVEL

  • Trip costs (for June): $158.00
    • Hawaiian Airline Fees: $158.00
  • Hacking Actions
    • Used:
      • Amtrak vouchers for tickets to White Salmon, WA and then Eugene, OR
    • Acquired:
      • Received the 40K Hawaiian bonus points after first purchases on both cards
  • Current Points (selected accounts)
    • American Airlines: 22,928
    • Amtrak: 21,651
    • British Airways: 107,464
    • Chase Ultimate Rewards: 54,845
    • Club Carlson: 54,125
    • Hawaiian Airlines: 72,054
    • Starwood: 26,844
    • United (Continental): 26,191
    • TOTAL: 386,102
      • Last month: 333,371
      • Difference: +52,731
  • Open Credit Cards
  • Credit Score
    • These scores are reported by two separate credit agencies. A credit union I use provides the Equifax score as an included service, and I signed up with Credit Karma (free) to obtain the TransUnion score. Since the numbers are so similar, you really only need information from one agency.
    • Equifax: 755, as of 7/27/12 
      • Last month: 765
      • Difference: -10 points
    • TransUnion: 747, as of  
      • Last month: 745
      • Difference: +2 points
    • Context: between 700 and 850 – very good/excellent credit score

 

EXPENSES IN JUNE

  • Food: $345.59
    • Average cost/day: $11.52
    • Groceries: $243.44
    • Dining Out: $102.15
    • Total
      • Last Month: $472.54
      • Difference: -$126.95
  • Travel: $158.00
    • (see above)
    • Last Month: $280.87
    • Difference: -$122.87 
  • Lodging: $0
    • Last Month: $46.06
    • Difference: -$46.06 
  • Nomad Life: $77.34
    • Gift for hosts, notebooks, and batteries
    • Last Month: $15.00
    • Difference: +$62.34 
  • Cell Phone: $81.42
    • Verizon Wireless and unlimited Skype (to landlines in US + Canada)
    • Last Month: $86.04
    • Difference: -$4.62
  • Entertainment: $18.75
    • Movies
    • Last Month: $50.00
    • Difference: -$31.25
  • Health: $355.95
    • Insurance Policy and Food Allergy Test
    • Last Month: $177.00
    • Difference: +$178.95
  • Technology: $167.03
  • Other: $17.44
    • Last month: $47.00
    • Difference: -$29.56


  •  Total Expenses: $1221.52

    • Last Month: $1188.08
    • Difference: +$33.44
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About

Former life: actor/office worker/virtual assistant; lived in Los Angeles for 11 years. Since then: sold nearly everything, took a $5 flight to Hawaii, lived there for 3 months, wrote an eGuide about all of it, and still traveling. Currently: digital nomad - looking to improve myself, have fun and serve others.

Posted in hacking, monthly report, numbers, travel
2 comments on “Travel + Finance Update: June + July 2012
  1. Chris Brown says:

    Good to know I’m not the only one. I track my expenses religiously as well. Your food costs blew me away, you eat healthy and dropped $240 on groceries and $100 on eating out. I dropped $400 on groceries and $140 on eating out last month! I live in Waikiki and things are a bit more expensive, but still!

    • Nathan says:

      haha – finance nerds unite! what do you use to track everything? (always looking for – and want to share – good ideas!!)

      and yup, been out to Waikiki/Honolulu and it’s definitely a little more costly than small-town Cottage Grove, Oregon. ;) you might have noticed that i spent almost $500 on food for the month of May – i was in many more areas, and on the move frequently. for me, since this is my largest expense, i don’t think about it too much, and i know it’s important! :)

      i really enjoy making a lot of meals at home and shopping at farmer’s markets, which as many people know, allows us to stretch our (travel) dollars a little bit further.

      appreciate you sharing your experience and thanks for reading, chris!

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