Where was I in June?
- Seattle, WA: 6/1-6/11
- White Salmon, WA: 6/12-6/13
- Cottage Grove, OR: 6/14-6/30
TRAVEL
-
Trip costs (for June): $158.00
- Hawaiian Airline Fees: $158.00
-
Hacking Actions
- Used:
- Amtrak vouchers for tickets to White Salmon, WA and then Eugene, OR
- Acquired:
- Received the 40K Hawaiian bonus points after first purchases on both cards
- Used:
-
Current Points (selected accounts)
- American Airlines: 22,928
- Amtrak: 21,651
- British Airways: 107,464
- Chase Ultimate Rewards: 54,845
- Club Carlson: 54,125
- Hawaiian Airlines: 72,054
- Starwood: 26,844
- United (Continental): 26,191
-
TOTAL: 386,102
- Last month: 333,371
- Difference: +52,731
-
Open Credit Cards
- Starwood Preferred Guest AmEx (Personal)
- Chase Sapphire Preferred
- Continental OnePass (no longer available)
- Hawaiian Airlines Bank of America Visa
- Hawaiian Airlines Bank of Hawaii Visa
- REI Visa
-
Credit Score
- These scores are reported by two separate credit agencies. A credit union I use provides the Equifax score as an included service, and I signed up with Credit Karma (free) to obtain the TransUnion score. Since the numbers are so similar, you really only need information from one agency.
-
Equifax: 755, as of 7/27/12
- Last month: 765
- Difference: -10 points
-
TransUnion: 747, as of
- Last month: 745
- Difference: +2 points
- Context: between 700 and 850 – very good/excellent credit score
EXPENSES IN JUNE
-
Food: $345.59
- Average cost/day: $11.52
- Groceries: $243.44
- Dining Out: $102.15
-
Total
- Last Month: $472.54
- Difference: -$126.95
-
Travel: $158.00
- (see above)
- Last Month: $280.87
- Difference: -$122.87
-
Lodging: $0
- Last Month: $46.06
- Difference: -$46.06
-
Nomad Life: $77.34
- Gift for hosts, notebooks, and batteries
- Last Month: $15.00
- Difference: +$62.34
-
Cell Phone: $81.42
- Verizon Wireless and (to landlines in US + Canada)
- Last Month: $86.04
- Difference: -$4.62
-
Entertainment: $18.75
- Movies
- Last Month: $50.00
- Difference: -$31.25
-
Health: $355.95
- Insurance Policy and Food Allergy Test
- Last Month: $177.00
- Difference: +$178.95
-
Technology: $167.03
- Boomerang for Gmail and H2 Digital Recorder
- Last month: $13.57
- Difference: +$153.46
-
Other: $17.44
- Last month: $47.00
- Difference: -$29.56
-
Total Expenses: $1221.52
- Last Month: $1188.08
- Difference: +$33.44
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Good to know I’m not the only one. I track my expenses religiously as well. Your food costs blew me away, you eat healthy and dropped $240 on groceries and $100 on eating out. I dropped $400 on groceries and $140 on eating out last month! I live in Waikiki and things are a bit more expensive, but still!
haha – finance nerds unite! what do you use to track everything? (always looking for – and want to share – good ideas!!)
and yup, been out to Waikiki/Honolulu and it’s definitely a little more costly than small-town Cottage Grove, Oregon. ;) you might have noticed that i spent almost $500 on food for the month of May – i was in many more areas, and on the move frequently. for me, since this is my largest expense, i don’t think about it too much, and i know it’s important! :)
i really enjoy making a lot of meals at home and shopping at farmer’s markets, which as many people know, allows us to stretch our (travel) dollars a little bit further.
appreciate you sharing your experience and thanks for reading, chris!